The future of healthcare is on the other side of risk.

Havarti validates and champions the risks worth taking.

We are not an actuarial firm.

We build stories and models that empower clients to prove they’re among the few who are truly increasing quality and lowering the cost of healthcare.

ROI Validation

We build an ROI model that enables you to credibly and compellingly demonstrate your solution’s impact on a health plan’s bottom line.
Strategic Financial Positioning

We build you a story rooted in financial proof that translates for the customers sitting on the other side of the negotiating table.
Product Design Consulting

We guide you to develop and optimize features, functionality, and services that align with what health plans and providers value most.
Strategic Sales Partner and Negotiation

We help you craft your sales deck, leverage the contacts we have at health plans, and even sit on sales calls with you.

"Actuaries aren’t usually on my team. They’re usually the ones trying to poke holes in what I’m saying. Now there’s one on my team who’s trying to help me win."
"We used to give client prospects homework – a basic actuarial tool – and we’d say: see for yourself! But they’re understaffed and under-manned. They didn’t have the time or the skill to calculate the ROI. Havarti helped us simplify into a more digestible model for the health plans. And our window to get through has shortened dramatically."
"Health plans have entire teams who do analyses and validations to determine which solutions to move forward with – to answer ‘what are the savings, what are the outcomes.’ But the way they do that didn’t make any sense for our solution. Keith has the actuarial expertise and he knows the specific players at the health plan. It was clear how much he knew about them, and how much he understood us. We were arm in arm the whole time."
"Havarti does something broader than actuarial work. You may come in with a very tactical actuarial ask, but they’re going to ask you: What’s your business strategy? What is it that you’re actually trying to do? What’s the financial story you need to be able to tell in order to deliver your value proposition?"